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Guidelines - 1.4 Health Care Sharing in General

2026-07-01

REDEEM HealthShare designed its programs for sharing eligible 
Needs related to conditions resulting from a new illness, injury, or 
accident. A Need is the spiritual, emotional, physical, and financial 
needs related to a medical condition or event. A Need includes all 
bills that REDEEM HealthShare determines are related to the same 
condition, progression of a condition, or set of symptoms. This 
includes separate treatments or separate episodes of symptoms. 
Note: In this document, Need is capitalized when referring to this 
glossary-defined concept. Lowercase need refers to the general 
English word.

To participate, you voluntarily pledge a monthly share amount 
according to the age of the oldest participant on the household 
membership, the sharing level, any optional programs added, and 
the number of participants on the household membership.

You pay your providers from share contributions you receive 
from other REDEEM HealthShare community members. Medical 
bill funding does not come from REDEEM HealthShare itself and 
REDEEM HealthShare is not liable for the payment of medical bills. 
Members have no legal obligation to contribute toward your (or 
another member’s) medical bill. It is a sharing community.
REDEEM HEALTHSHARE MINISTRY IS NOT AN INSURANCE COMPANY. 
HEALTH CARE SHARING IS NOT INSURANCE OR A CONTRACT FOR 
INSURANCE.

THE ASSISTANCE WITH MEDICAL BILLS BY MEMBERS THROUGH 
REDEEM HEALTHSHARE MINISTRY OR OTHERWISE IS NOT 
GUARANTEED IN ANY WAY.

CHECK FOR YOUR STATE’S LEGAL NOTICE REQUIREMENTS IN SECTION 
9.3 STATE DISCLOUSURES, NOT ALL STATES HAVE A NOTICE 
REQUIREMENT.