Guidelines - 2.2 Overview: The REDEEM® HealthShare Sharing Process

You will select a sharing program that aligns with your desired 
level of medical bill sharing and your budget. Each month, you will 
deposit your Total Amount Due into your Share Wallet. The Share 
Wallet is a specific member-owned (not REDEEM HealthShare-owned) bank account opened by the primary member during 
the application process with our third-party Financial Institution, 
America’s Christian Credit Union. Medical providers or you submit 
medical bills to the ministry. REDEEM HealthShare matches and 
publishes eligible medical bills to the membership prior to sharing 
in accordance with the Sharing Guidelines. REDEEM HealthShare 
implements a member-to-member approach to sharing which 
means that you share funds directly with another member. Through 
a process called Publishing, once you are matched to share, you 
will receive a notification about 1) who will receive your funds, and 
2) the amount you send from your Share Wallet to help pay for 
another member’s eligible medical bill. The amount shared to each 
receiving member transfers to a Virtual Bill Account for the payment 
of the eligible medical bill. Once completed, the funds transfer 
directly to the medical provider or to the member, where applicable.

You will find complete details on the sharing, publishing, and 
payment process in the REDEEM® Sharing Platform, see section 
6. REDEEM® HEALTHSHARE SHARING PLATFORM.

REDEEM HealthShare offers three sharing programs which offer 
different sharing levels and health care sharing support and 
one optional add-on program providing additional flexible 
sharing options.