Guidelines - 2.3 Important Membership Terminology

REDEEM HealthShare uses defined terms and vocabulary. See 
section 8. GLOSSARY OF TERMS for the full list.

Unshareable Amount. All eligible medical bills are subject to the 
selected Unshareable Amount, which is the dollar amount you 
pay toward your eligible medical bills before REDEEM HealthShare 
publishes your eligible medical bills for sharing with other members.

Note: Ineligible bills do not contribute towards your Unshareable 
Amount. Some REDEEM HealthShare programs have Co-Share 
amounts and other limits described herein.

Annual Unshareable Amount (AUA). The AUA is the dollar amount 
your household membership must pay toward all your household’s 
eligible medical bills during a 12-month period before REDEEM 
HealthShare publishes those eligible medical bills for sharing with 
other members. The AUA 12-month period begins on your Effective 
Date. The AUA resets 1) on your Membership Anniversary Date, 2) if 
you switch between programs, or 3) if you move from a higher to 
a lower Unshareable Amount. If you switch between programs or 
change your Unshareable Amount levels, then the AUA resets on 
the anniversary of the Effective Date.

Co-Share Amounts and Limits (REDEEM® Essential only). In 
REDEEM Essential only, once the membership household meets the 
Unshareable Amount, REDEEM HealthShare shares 80% of eligible 
medical bills. You pay the remaining 20% (the Co-Share amount) 
toward your eligible medical bills, up to the annual Co-Share limit. 
The AUA Co-Share limit is $5,000 per household per year. The AUA 
Co-Share limit will reset on the Membership Anniversary Date. The 
Co-Share limit will reset on the Effective Date of any change to 
your Unshareable Amount.

Membership Start Date. Your membership date is the date that 
your household membership in a REDEEM HealthShare program 
started. All medical bills with a date of service on or after this date 
will be determined for eligibility under these Guidelines.

Samaritan Ministries Legacy Member. A member who transfers 
participation from a current Samaritan® Classic or Samaritan® Basic 
program without membership interruption to REDEEM HealthShare.