Guidelines - 2.4-2.9 REDEEM® Essential, REDEEM® Enhanced, REDEEM® SeniorSaver, REDEEM® Groups, FlexShare® Add-On, and Annual Sharing Caps and Lifetime Limits

2.4 REDEEM® Essential

REDEEM Essential offers a sharing solution at a low monthly cost 
and allows you to select the level of sharing participation to 
determine the monthly share amount and Unshareable Amount. 
See section 3.1 REDEEM Essential Sharing of Expenses for details.

2.5 REDEEM® Enhanced

REDEEM Enhanced is our most comprehensive sharing program 
and allows you to select the level of sharing participation to 
determine the monthly share amount and Unshareable Amount. 
See section 3.2 REDEEM Enhanced Sharing of Expenses for details.

2.6 REDEEM® SeniorSaver
REDEEM SeniorSaver is a program for you if you are 65 years of age 
or older. See section 3.3 REDEEM SeniorSaver Sharing of Expenses
for details.

2.7 REDEEM® Groups
REDEEM Groups is an option if you are affiliated with a group, such 
as employers, associations, or other multi-household groups, to 
fund and manage REDEEM memberships. All REDEEM HealthShare 
programs are available to groups, including REDEEM Essential, 
REDEEM Enhanced, and REDEEM SeniorSaver. The FlexShare add-on 
is also available to REDEEM HealthShare Groups. See section 3.4 
REDEEM Groups Sharing of Expenses for details. 

2.8 FlexShare® Add-On
The FlexShare® add-on is an optional sharing service that 
permits sharing of additional items, such as vision, dental, and 
supplements. See section 4. FlexShare® Add-On for details. 

2.9 Annual Sharing Caps and Lifetime Limits