Guidelines - 3.4 REDEEM Groups Sharing of Expenses

REDEEM Groups Overview

REDEEM HealthShare Groups is an option if you are affiliated with a 
group, such as employers, associations, or other multi-household 
groups, to fund and manage REDEEM memberships. 

All REDEEM HealthShare programs are available to groups, 
including REDEEM Essential, REDEEM Enhanced, and REDEEM 
SeniorSaver. The FlexShare add-on is also available to REDEEM 
HealthShare Groups. 

• Participation in a group does not change your induvial 
membership responsibilities or requirements. 

• Each membership within the group must individually meet the 
membership requirements and apply. 

• You can voluntarily end your Group affiliation at any time.

• A Sponsor Administrator or Group Administrator can also end 
your Group affiliation at any time. 

• Ending a Group affiliation does not inactivate your REDEEM 
HealthShare membership.

• Upon the Effective Date of the change, you are individually 
responsible for funding your Share Wallet in accordance with 
the Guidelines. 

REDEEM HealthShare membership does not fulfill the Affordable 
Care Act employer mandate. Employer-funded groups 
should consult local legal counsel regarding federal and state 
compliance obligations. 

If you participate in REDEEM HealthShare through a Group, you 
authorize REDEEM HealthShare to share information regarding 
your membership with the Sponsor Administrator or Group 
Administrator for purposes of administration, funding, and 
resolution of membership issues.

REDEEM® Standard Groups use the same guidelines as individuals 
and households with the following exceptions: Maternity expenses 
in section 3.10.1 Maternity and Newborns are eligible for individual 
memberships if the member is married.