Guidelines - 6.1 Share Account

To make health care sharing convenient and efficient, the 
Member Center is a central platform that enables you to 
participate in the health care sharing process electronically, 
as well as monitor the transactional activities of your individual 
Share Wallet and the community at large. Your membership 
requires that you activate your own Share Wallet and enable 
Virtual Share Exchange® (VSE) to administer the sharing process 
on your behalf. By activating your Share Wallet and accepting 
the VSE terms, conditions, and disclosures, you authorize REDEEM 
HealthShare to communicate your transfer instructions to the 
Financial Institution or payment processor.

6.1 Share Account

To participate in the REDEEM HealthShare community, you must 
activate a Share Wallet on the VSE platform. Your Share Wallet is 
a virtual account. The America’s Christian Credit Union located 
in Glendora, CA receives all deposited funds and holds them “For 
the benefit of REDEEM HealthShare members.” The Share Wallet 
will display your account balances, sharing transaction history, 
and other relevant information. The money in your Share Wallet 
is insured, and you (the primary member) own and fully control it 
except for as described herein.

To activate your Share Wallet, you must provide the necessary 
personal information of the primary member as part of the 
Know Your Customer (KYC) process to comply with U.S. Banking 
Regulations. Once you have submitted and verified your 
information, you must link your Share Wallet to one of your 
personal external bank accounts (a financial institution such as
a local bank, national bank, or credit union). Each month, your 
Share Wallet will be automatically funded with an electronic funds 
transfer (EFT) from your external bank accounts or credit cards.