Guidelines I.B: Family Members Defined

A membership in REDEEM™ HealthShare Ministry is limited to members of the same nuclear family. Nuclear family includes only husband, wife, and children, but can include grandchildren in the circumstances described in I.B.5. 

Children 18 and over must verify that they meet the member requirements by signing an application form.

1. Spouse. Spouse means a legally married person. It can be a person’s lawfully married husband or wife. Marriage is defined as being between one biologically-born man and one biologically-born woman.

2. Adult Children (Age 18 and over)

Your single children from age 18 up to and including age 25 may be on your membership if they are living at home (which includes while away at school full time).

A child may be considered disabled and remain on a family membership after turning 26 if the child is receiving more than 50% financial support from their parents and qualifies as a dependent on their parent’s federal tax return. Contact your Member Services team before the date they turn 26 if you wish to apply for this status

1. Newborn

A newborn, whose addition to the membership will increase the monthly share amount, will be included within the membership retroactive to the date of birth, as long as at least one parent was a member as of the baby’s birth and you notify REDEEM HealthShare to add him to the membership no later than 30 days after the birth; otherwise, the effective membership date will be no earlier than the date of notification to REDEEM HealthShare. REDEEM HealthShare should be notified as soon as possible to add subsequent newborn children to the membership. Please be aware that there are specific Guidelines addressing sharing needs for a newborn.

1. Adoption 

Adopted, unmarried children are considered members of the family the same as biological children.

1. Grandchildren.

   Grandchildren may be included as part of their grandparents’ membership if they meet all of the following criteria:

   a. They live permanently with their grandparents (their residence), and

   b. The grandparents have legal custody, or the grandchild is the child of a minor, and

   c. They meet the eligibility Guidelines for children, and

   d. They have no other agency, person, or group responsible for their medical bills.

2. Dependent Child(ren)

Guardian memberships are allowed. The guardian must be 18+ to manage the membership on behalf of the minors.