Guidelines - IV.I Other Responsible Parties

If a member has insurance or is eligible for any insurance benefits or other health or welfare benefits, such as an employment related health or welfare plan (except as provided in Section IV.J. below), worker’s compensation insurance, homeowner’s insurance, or fraternal benefits, the member is expected to take all reasonable steps to qualify for such payments and to exhaust benefits available under those resources before submitting a request for sharing. Additionally, any time another individual or entity is or may be responsible for some or all of a medical bill intended to be submitted to REDEEM HealthShare to be shared, whether through litigation, insurance, or otherwise, the member must take all steps necessary to make sure such other individuals or entities pay the amounts applicable to their respective responsibilities before submitting the bill for sharing. The member must pursue his legal remedies unless he demonstrates that doing so would violate his Biblically based conviction against initiating a lawsuit. Medical bill processing can be delayed to allow other responsible parties to pay, and if a third party with responsibility for the issue represented by the need is identified by REDEEM Healthshare, then SMI in its discretion may decline to share the bills related to that third party responsibility. Should any member receive a settlement or reimbursement applicable to medical bills already shared, the member must send those funds back to REDEEM HealthShare or to another member in need as directed. Samaritan Ministries International or REDEEM HealthShare Ministry never requires members to seek assistance from government aid programs and considers it contrary to our understanding of God’s desire for His people. REDEEM SeniorSaver requires participation in Medicare Part A and Part B.