This article discusses the limitations and exceptions for sharing if you have a pre-existing condition.
Understanding pre-existing conditions
Pre-existing medical conditions are those where known signs, symptoms, testing, treatment, diagnosis, or use of medication occurred before your start date.
REDEEM™ HealthShare Ministry does share some pre-existing conditions. However, there are specific waiting periods and sharing limits for sharing bills related to some situations and conditions, per member, from the start of membership.
REDEEM™ HealthShare does not share for Type 1 diabetes if a doctor previously diagnosed you or a member of your household with the disease. In addition, if a doctor diagnosed you or a member of your household with Type 2 diabetes prior to your membership, contact REDEEM™ HealthShare Ministry for detailed information about any sharing limitations associated with this condition.
Counteracting the limitations of pre-existing conditions
FlexShare™ is an optional add-on feature that offers additional support for sharing Needs associated with pre-existing conditions. Again, there are specific requirements, waiting periods, and sharing limits associated with this add-on feature.
As a member of REDEEM, reading and understanding the Sharing Guidelines is important.