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Understanding Your Annual Unshareable Amount

Introduction

The Annual Unshareable Amount (AUA) is the dollar amount you must pay toward your own eligible medical bills during a 12-month period.

Information

You will select your AUA during the application process. You can change your AUA on the anniversary of your membership date or if you have a qualifying life event. A switching fee might apply. For information about your AUA, see Guidelines – 5.4 Changing Programs. 

Once your household meets the AUA and the co-share (if applicable), then REDEEM® HealthShare can publish your eligible medical bills for sharing. 

Note: Ineligible bills do not contribute to your AUA.

Essential Program

If you are a member in REDEEM® Essential, your eligible medical bills are subject to both the AUA and the co-share amount of eligible medical bills. 

Enhanced Program
 
If you are a member in   REDEEM® Enhanced, your eligible medical bills are subject to the AUA amount. There is no co-share amount. 
 

Senior Saver Program

If you are a member in  REDEEM® Senior Saver, the AUA is $500.