State-Specific Mandates
Some states have their own individual mandates, which means they require residents to have health insurance or face a state-level penalty. Here are the states with such mandates:
1. California
2. Massachusetts
3. New Jersey
4. Rhode Island
5. Vermont (reporting requirement only, no penalty)
6. Washington, D.C.
If you live in one of these states, it’s important to be aware of the local requirements and potential penalties for not having health insurance. Members of health sharing ministries, like REDEEM™ HealthShare Ministry, may be exempt from these penalties because health sharing ministries can be considered a form of meeting the coverage requirement under certain state laws.