Members do not have deductibles. Instead, our members have an Annual Unshared Amount (AUA). The Annual Unshared Amount (AUA) is the dollar amount a household must pay towards their own eligible medical bills during a 12-month period before their eligible medical bills can be published and shared by the membership.
Here are the AUA options:
Essentials Program:
- $3,500 AUA: Members pay 20% co-share of eligible medical bills until they reach the co-share limit of $5,000 per year.
- $7,000 AUA: Members pay 20% co-share of eligible medical bills until they reach the co-share limit of $5,000 per year.
- $10,500 AUA: Members pay 20% co-share of eligible medical bills until they reach the co-share limit of $5,000 per year.
- $14,000 AUA: Members pay 20% co-share of eligible medical bills until they reach the co-share limit of $5,000 per year.
Enhanced Program (No Co-Share):
- $2,000 AUA
- $4,000 AUA
- $6,000 AUA
- $8,000 AUA
You can change your AUA amount on the anniversary of your membership date, and a switching fee may apply as per the guidelines.