| REDEEM™ Essential | REDEEM™ Enhanced | |
|---|---|---|
| Doctor Visits | ||
| See any Doctor you Choose | ||
| TeleMedicine | ||
| Hospital/Surgical Visits | ||
| Emergency Room Visits | ||
| Ambulance | ||
| Maternity | ||
| Therapies | ||
| Well Child Checkups including immunizations and labs | ||
| Adult Wellness including labs | ||
| Preventive Screenings like Mammogram, PSA, Colonoscopy. | ||
| Prescriptions | ||
| Mental Health | ||
| Dental, Vision, Audiological | ||
| Alternative/Holistic Medicine | ||
Program Comparison
Consider these questions to help you decide:
If your goal is to keep your monthly share as low as possible, REDEEMTM Essential may be the best fit. This program comes with a higher AUA, meaning you'll pay more of your medical expenses before the community starts sharing your costs. Members in REDEEM Essential also pay a Co-Share.
If you prefer more extensive sharing with lower initial medical expenses before sharing starts, REDEEMTM Enhanced could be ideal. This program offers a lower AUA, providing greater financial support from the community sooner. There is no Co-Share.
The Annual Unshareable Amount (AUA) represents the amount that your membership is responsible for paying towards your medical expenses before the community starts sharing your costs.
FlexShare™ is an exclusive add-on feature that provides expanded sharing for additional items like pre-existing conditions, mental health services, alternative treatments, dental and vision care, and more! Adding FlexShare to REDEEM™ Essential, REDEEM™ Enhanced, or REDEEM™ SeniorSaver can provide the additional support you need.
Which One is Right for You?
Doctor Visits
REDEEM™ Essential
REDEEM™ Enhanced
See any Doctor you Choose
REDEEM™ Essential
REDEEM™ Enhanced
TeleMedicine
REDEEM™ Essential
REDEEM™ Enhanced
Hospital/Surgical Visits
REDEEM™ Essential
REDEEM™ Enhanced
Emergency Room Visits
REDEEM™ Essential
REDEEM™ Enhanced
Ambulance
REDEEM™ Essential
REDEEM™ Enhanced
Maternity
REDEEM™ Essential
REDEEM™ Enhanced
Therapies
REDEEM™ Essential
REDEEM™ Enhanced
Well Child Checkups including immunizations and labs
REDEEM™ Essential
Discounts
REDEEM™ Enhanced
Adult Wellness including labs
REDEEM™ Essential
Discounts
REDEEM™ Enhanced
Preventive Screenings like Mammogram, PSA, Colonoscopy.
REDEEM™ Essential
Discounts
REDEEM™ Enhanced
Prescriptions
REDEEM™ Essential
Discounts
REDEEM™ Enhanced
Discounts and Sharing
Mental Health
REDEEM™ Essential
Through FlexShare
REDEEM™ Enhanced
Through FlexShare
Dental, Vision, Audiological
REDEEM™ Essential
Through FlexShare
REDEEM™ Enhanced
Through FlexShare
Alternative/Holistic Medicine
REDEEM™ Essential
Through FlexShare
REDEEM™ Enhanced
Through FlexShare
Understanding your financial responsibility.
Once you decide how much you can afford to pay towards your medical bills each year, you can select the program that best matches your budget and health care requirements. This approach gives you better control over your expenses and helps you plan effectively.
Annual Unshareable Amount(AUA)
REDEEM™ Essential
$3,500
$7,000
$10,500
$14,000
$7,000
$10,500
$14,000
REDEEM™ Enhanced
$2,000
$4,000
$6,000
$8,000
$4,000
$6,000
$8,000
Co-Share Cap
REDEEM™ Essential
$5,000
REDEEM™ Enhanced
$0
Annual Sharing Cap
REDEEM™ Essential
$1 Million
REDEEM™ Enhanced
$2 Million
Co-Share
REDEEM™ Essential
20% (Share at 80%)
REDEEM™ Enhanced
0%
FlexShare Allowance(Add-on)
REDEEM™ Essential
$1,000 per Membership
REDEEM™ Enhanced
$1,500 per Membership
| REDEEM™ Essential | REDEEM™ Enhanced | |
|---|---|---|
| Annual Unshareable Amount (AUA) |
$3,500 $7,000 $10,500 $14,000 |
$2,000 $4,000 $6,000 $8,000 |
| Co-Share Cap | $5,000 |
$0 |
| Annual Sharing Cap | $1 Million |
$2 Million |
| Co-Share | 20% (Share at 80%) |
0% |
| FlexShare Allowance (Add-on) |
$1,000 per Membership |
$1,500 per Membership |
Medical conditions, their treatment, and the way they are shared vary between our programs. Please see the Sharing Guidelines.
Ready to see how much you can save?
