Program Comparison

If your goal is to keep your monthly share as low as possible, REDEEM^TM Essential may be the best fit. This program comes with a higher AUA, meaning you'll pay more of your medical expenses before the community starts sharing your costs. Members in Essential also pay a Co-Share.

If you prefer more extensive sharing with lower initial medical expenses before sharing starts, REDEEM^TM Enhanced could be ideal. This program offers a lower AUA, providing greater financial support from the community sooner. There is no Co-Share.

The Annual Unshareable Amount (AUA) represents the amount that your membership is responsible for paying towards your medical expenses before the community starts sharing your costs.

FlexShare is an exclusive add-on feature that provides expanded sharing for additional items like pre-existing conditions, mental health services, alternative treatments, dental and vision care, and more! Adding FlexShare to REDEEM Essential, Enhanced, or SeniorSaver can provide the additional support you need.