Sharing Process Overview
How REDEEM® HealthShare Works
At REDEEM HealthShare, members come together in Christian community to help meet one another’s eligible medical expenses through prayer, encouragement, and financial support. It’s a practical way to live out your faith while supporting fellow believers through life’s medical needs.
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The Sharing Process
Sharing is simple and takes place in two steps:
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Sharing with Purpose
Member-to-member sharing is at the heart of REDEEM HealthShare Ministry. When your Share is assigned, you’ll be connected with members who have eligible medical needs, creating meaningful connections within a faith-centered community.
Every Share is an opportunity to:
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Support fellow members through life’s medical journeys, from growing families to unexpected challenges.
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Take part in a Christ-centered community where members care for and support one another.
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Pray for other members and their families.
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Offer encouragement through personal messages.
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Going to the Doctor
REDEEM HealthShare gives you the freedom to choose the doctors, specialists, and treatments that align with your values and health care needs.
As a REDEEM member, you can:
Visit the providers of your choice.
Enjoy freedom from provider networks.
Present your REDEEM Member Card at your appointment.
Have your provider submit bills directly to REDEEM HealthShare for processing.
Sharing is subject to the REDEEM® Sharing Guidelines, including program-specific requirements. Once a medical expense is determined eligible for sharing under the Guidelines, funds voluntarily contributed by the REDEEM member community help meet those medical costs.
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Receiving Shares
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Once an Annual Unshareable Amount is met, eligible medical expenses become available for sharing.
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The REDEEM community shares those expenses through member contributions.
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Funds contributed by fellow members help pay your eligible medical expenses.
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See how affordable health care sharing can be.
Good to Know
Freedom to join anytime
REDEEM HealthShare is not insurance. You can join today and new members are always welcome.
No networks
As a REDEEM® member, there are no network restrictions. When medical care is needed, you choose the health care provider, hospital, and pharmacy that works best for you.
No ACA or state penalty
Members of health care sharing ministries, like REDEEM HealthShare, are exempt from the federal Affordable Care Act and California, the District of Columbia, Massachusetts, New Jersey, and Rhode Island's individual mandate.
REDEEM HealthShare Ministry is a division of Samaritan Ministries International. Samaritan Ministries International is recognized by the IRS as a 501(c)(3) nonprofit religious organization that operates a health care sharing ministry. Health care sharing is not insurance, and REDEEM HealthShare does not issue health insurance. Health care sharing does not guarantee payment of medical bills by the ministry or its members. Participation in sharing is voluntary, and members remain personally responsible for their medical expenses. Required legal notices for residents of certain states are available at redeemhealthshare.org/transparency-legal.