REDEEM™ SeniorSaver
What is REDEEM SeniorSaver?
The REDEEM SeniorSaver program empowers Christian seniors age 65+ to embrace a health care solution that honors their faith, provides a straightforward approach to managing medical costs, and connects them with a compassionate, Christ-centered community.

How It Works
REDEEM SeniorSaver is designed to work alongside Medicare Parts A and B, serving as a secondary sharing solution for Christian seniors. After Medicare covers 80% of the cost for eligible medical services, the REDEEM community steps in to share the remaining 20%, once your $500 Annual Unshareable Amount (AUA) has been met.
Only services covered by Medicare Parts A and B are eligible for sharing through REDEEM HealthShare. Your participation in REDEEM SeniorSaver is as an individual member. All members must meet the requirements outlined in the REDEEM Sharing Guidelines.
What It Costs
With a low monthly cost ranging from $116 to $169 a month and a $500 AUA, the REDEEM SeniorSaver program gives you comprehensive access to health care sharing within a supportive, faith-based community. Use the cost calculator to find your amount.
You can join as an individual starting three months before your 65th birthday. If you’re not yet enrolled in Medicare Parts A and B or choose to be in a membership with your family, the REDEEM™ Essential and REDEEM™ Enhanced programs provide flexible, values-aligned solutions tailored to your specific needs.
REDEEM SeniorSaver
Highlights
- Faith-based Community: You're connected with a community that shares your values
- Telehealth services: 24/7 care with approved telehealth provider
- $1,000 Annual FlexShare™ Option: Help with unshareable medical needs
- Prescriptions: Eligible for sharing if you have Medicare Part D (or FlexShare)
- Freedom of Choice: Choose the Medicare-approved providers that are right for you
- Pre-existing Conditions: Shareable with FlexShare, otherwise there's a waiting period
- Routine, Dental, Vision Sharing: Comprehensive care for ongoing health needs (with FlexShare)
Exclusive Add-ONFlexShare: A New Way to Manage Costs
Our innovative FlexShare option allows you to pay for unshareable medical needs. With a $1,000 annual FlexShare option, you can manage costs for dental and vision care, nutrition services, medical supplies, and even your gym membership. FlexShare empowers you to take control of your health care decisions so you can access the care you need without financial strain.

Case Study
The Alcott Family and REDEEM Essential
The Alcott family was looking for a healthcare solution that fit their budget without sacrificing quality care. They chose REDEEM Essential, and it turned out to be the perfect fit for their needs.
Low Monthly Cost
REDEEM Essential provided an affordable option that helped the Alcotts manage their monthly expenses.
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Broad Medical Support
The program ensured they had access to necessary healthcare services, offering peace of mind.
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Prescription Savings
The discounts on essential medications significantly reduced their out-of-pocket costs for prescriptions.
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Provider Freedom
They appreciated the flexibility to choose any doctor or healthcare provider, allowing them to maintain their preferred healthcare relationships.

Preventative Care
The program included important services like screenings, wellness visits, and immunizations, helping them stay proactive about their health.

REDEEM Essential offered the Alcott family a balanced approach to healthcare, combining affordability with comprehensive care, making it an ideal choice for their healthcare needs.