Sharing Guidelines

4. FlexShare® Add-On

The FlexShare® add-on is an optional sharing service that permits sharing of additional items, such as vision, dental, and supplements. There is no Co-Share or AUA for this add-on. The FlexShare add-on provides a per household membership annual allowance for eligible expenses of:

  • $1,000 for REDEEM Essential
  • $1,500 for REDEEM Enhanced
  • $1,000 for REDEEM SeniorSaver

You may add or remove the FlexShare add-on from your membership at your Membership Anniversary Date or for a qualifying life event, see section 5.4.1 Qualifying Life Events. You may submit FlexShare bills after your initial six months of participation. This six-month waiting period also applies to Legacy members who switch to REDEEM HealthShare and add the FlexShare add-on. Bills must have a date of service after your effective date. The annual allowance amount resets on your Membership Anniversary Date. Unused allowance amounts do not carry over to the next year.

FlexShare expenses must comply with the Membership Requirements and the conditions in section 3.11 Not Eligible for Sharing. You must submit bills or receipts through the Member Center bill submission portal as a FlexShare expense. REDEEM HealthShare provides the FlexShare add-on as supplementary support and it is subject to 1) the annual FlexShare limit, 2) applicable terms and conditions, and 3) the exclusion list of items not eligible for sharing.

Example of expenses eligible for sharing with the FlexShare add-on:

  • Pre-existing conditions
  • Bills for eligible treatments that have exceeded their specific shareable amount (for example, therapies, DPC fees)
  • Routine and preventative care
  • Dental
  • Immunizations
  • Bills related to sleep apnea
  • Vision
  • Audiological
  • Prescriptions
  • OTC medications, vitamins, supplements
  • Essential oils
  • Mental health counseling or therapy
  • Special education charges
  • Learning and behavioral charges
  • Durable medical equipment
  • Prosthetics
  • Home health
  • Weight reduction
  • Gym membership
  • Gym equipment
  • Other alternative, holistic, or naturopathic treatments.